Interest-Free Credit

(0% representative APR)

Ingle & Rhode has partnered with Hitachi Personal Finance in order to be able to offer our UK customers 12 months interest-free credit at 0% representative APR, subject to status.

Key Facts

  • 0% representative APR, subject to status
  • Repayment over 12 months
  • A minimum spend of £1,000 (to a maximum of £50,000)
  • A minimum deposit of 50%
  • Available on all Ingle & Rhode jewellery
  • No arrangement fees or hidden extras
  • If you wish, you can settle any outstanding amount on your balance early without penalty
  • Terms and conditions apply 

Representative example 

  • Cash price: £2400
  • Deposit: £1200
  • Total amount of credit: £1200
  • Interest rate 0% fixed
  • Pay £100 per month for 12 months
  • 0% APR representative
  • Total amount payable: £2400 

Ready to apply?

To find out more, or to apply for interest-free credit, please contact us.

Terms and conditions

To qualify for the interest-free credit you need to be resident in UK and spend a minimum of £1,000 (up to a maximum of £25,000).

Repayments are monthly and the repayment period is 12 months.

Interest-free credit is available on all Ingle & Rhode jewellery with a minimum deposit of 50% required.

ID will be required for the loan application and acceptance is subject to status.

Ingle & Rhode Ltd is not regulated by the Financial Conduct Authority for the purpose of introducing credit provided by the lender Hitachi Capital (UK) Plc trading as Hitachi Capital Consumer Finance (HCCF), 2 Apex View, Leeds, LS11 9BH. (HCCF are regulated by the Financial Conduct Authority number 449753).

Ingle & Rhode Ltd does not receive a commission from HCCF and does not have arrangements with any other lenders in relation to the interest-free credit.

For more information, please contact Ingle & Rhode Ltd.

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